Holidays, Special Occasions, and other Money Saving Tips



Ironically there are five simple ways to save money and still have fun. During these troubling times where food prices have gone through the roof, you can save hundreds to thousands of dollars each year. Also, you can make a fund. Who wouldn’t want to save money? You do not want to either end up spending more money or because you fall to temptations; buying items you do not need just to save money. You could end up spending more instead of saving. On the other hand using this five techniques below is an excellent way to try holidays and gift giving on a shoestring budget.


Printable Coupons is a great way to save money. Before you go holiday shopping, spend a little time looking up printable coupons using your favorite search engines. Search for coupons on products that you frequently purchase. Print the coupons and use them when you check out. Save even more by catching your items on sale. There are many sites on the internet which allow you to print coupons anonymously. Make your search enjoyable. Be careful that you do not get carried away. Otherwise, you may end up spending more because you buy more than you need. Or you may but items you don’t use.


Coupon codes is another fun way to save money. This can easily be done when you are making purchases on the internet. Look for a box that would have you enter a promotional code. Before you check out, go to your favorite browser and search for coupon codes. Many times you will find a code for the company or the item that you can place into the promotional box. Recalculate the shopping cart and you may be surprised to find you can instantly save some money. True it maybe take some time to find a code that will work. However, the reward of saving 10%, getting free shipping or saving dollars off is worth the effort.


Discounted offers is a method you may already use from time to time mostly during holidays. Many times when grabbing your lunch you will look for a coupon that has a shoestring budget. Always be on the lookout for a discount on items you need. For instance, when the time for gift giving is approaching. Drive by your personal service center. You may catch a bargain if they are having a middle of the week sale or holiday sale.


Discount cards is also a good way to save money. Many organizations offer loyalty cards that can save you cash. If you are checking out many times, they will offer you to save just by signing up. Always Sign up despite you not planning on returning there again and take advantage of the savings. Also, you could also use your printable coupons to save even more. Grocery stores, auto parts stores, restaurants and drug stores just to name a few. Always be on the lookout for these simple saving opportunities. There are cards that you can purchase at a discount. Look for those as well.


Gift Certificates is yet another great way to save. Look for certificates that you can purchase at a discount and use them to save you money. Many companies are willing to offer gift certificates at a discount for you to be a repeat customer. In some cases, you may use the gift certificate and pay using a discounted card.These are certificates that you pay for that can save you especially during holidays.


Hopefully, you see the point. Combine these and the many other ways to save money; you can easily save hundreds to thousands of dollars each year. You can have fun saving money. These funds can be invested, used for insurance or sending your kids to college. You should never get tired of saving money.


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Travel can be Affordable!

Traveling is the most exciting experience that allows you see spectacular places and meet new people. But how can you travel without hurting your pocket? Budget is the most prohibitive factor when it comes to traveling to tourist destinations. How traveling on a shoestring budget is not impossible as some people might think. Traveling on a low budget will not only save your money but will also give you a memorable vacation. Here are tips to consider if you want to travel to new destinations on a shoestring budget.

Use cheaper transportation means

Transport costs to a specific place can be very costly especially if you travel by air. If possible, you may consider by using cheaper transport means such as train, bus, ship etc. Once you have reached your destination, you should consider walking or renting a bike to get around place. If you are traveling abroad, you should look for cheaper airlines. Compare the airlines fares and look for ones that offer cheap travel deals.

Find cheap accommodation

Finding cheap accommodation can be much easier than most people think. Consider using hostels or guesthouse for your sleeping arrangements. In this case, you will save a lot of money that would have been otherwise spent on luxurious hotels.

Another great way of saving on the money is though couch-surfing where you will people will accommodate you in their homes as a non-paying guest. In this case, you will not only save money but also learn different cultures and have more thrilling travel experience.

Eat cheaper foods

You should avoid craving for foods that tend to be very expensive. In this case, you should consider eating local foods that in the street and market stalls. If you live in a hostel you may consider buying food from local grocery and cooking for yourself. In this case, you will save a lot of money while experiencing diverse foods that you could not have tasted in your home.

Unlock your cell phone

When traveling to new destinations, it is very tempting to buy a new phone to support the network service of that place. However, this is not the case as most phones work with any service provider- all you need is to swap your phone to allow roaming services. In this case, you will save a lot of money on roaming rather than buying a new phone.

Travel with friends

Traveling alone sometimes can be amazing thing, but can also be lonely and very expensive. You may consider traveling with friends on home or look for like-minded individuals at your travel destination. This is not only cheaper but will help create long-lasting relationships. When traveling in group, you can share rooms or taxis and bring the expenses down.

Buy travel insurance

While this may seem expensive this is vital for traveling on a shoestring budget. Imagine falling ill in foreign country and have no medical insurance! Seeking medical attention in foreign destination will drain your money. However, using travel insurance will save you lots of cash on foreign medical bills.


Traveling on a shoestring budget to new destinations is not impossible as you might think. The above tips will not only help save you money but will also allow you have a memorable travel experience.


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Back-to-School Shopping on a Budget


If you are among parents who operate on shoestring budget, with the right tips you can easily manage to take your child to school. There are certain items you may have at home, you can pack them and let the child use them at school. It is just a matter of trying to save on areas where you can and you will finally take your child to school. If you have never tried shopping for your child, for example if he is going to a high school, you can start early and make necessary preparations so that you will have the child back to school on a budget.


Back to school shopping on a shoestring budget

1. Buy only items you do not have at home

There are several items you have at home which can be used by your child at home. For example, the backpack which your child was using during the holiday can be used as a backpack for your child during school days. The cloths from last year school going children in your home can be handed over and used by your school going children. You can clean the clothes well and hand them over to your child and you will save a lot in the process.


2. Set a budget and make a list

There are some items which will be necessary while others will not be a must. In order to ensure you only buy items which your children will use at school. Just make a list and stick to the items. There are items which will be a must before your child can be admitted to the school, always make a list and start with such items.


3. Shop the sales and check for deals

There are some shops which will offer great back to school discounts. You can start early and check for such deals. Through taking advantage of the deals you will easily save a lot of money in the process. The easiest way you can use to compare as many shops as possible is to check online. There are online tools which you can use to compare the stores. Always take advantage of the online tools and compare as many stores possible so that you will grab the best deals.


4. Choose a less expensive brand

There are some items which your child will be required to buy before he can be admitted, you can buy such items from less expensive brands. You should not be scared by low prices in some brands, there are others which can be too expensive but they will serve your child the same way low quality brands will serve the child at school.


5. Buy second hand text books

There are some stores which are known to sell second hand books at low prices. You can visit such stores in your neighborhood before the opening date and buy all the books your child will need. In some cases you can end up buying the books at half market price. This will save you a lot of money in the long run. You can as well exchange books with close family members and friends.


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Grocery Shopping on a Shoestring

You operate in a shoestring budget but you will like your family to eat healthy. It is very possible. Here are several ways you can save money and buy enough grocery for your family members to enjoy healthy meals. There are some markets where you will buy grocery at affordable rates, you can take advantage of such markets and save a lot for your family members. There are some seasons of the year when food will be in plenty. For example during harvest season in your neighborhood, you can buy enough food in such period of the year and store it. This will save you a lot of money at the long run.


Grocery shopping on a shoestring budget

Look for a store which offers discounts

If your local grocery store is offering discounts such as a saving card, then sign up and start saving your money. You can decide to plan your meal on what is in sale. This will make it very easy for you to save money at the long run. There are some grocery stores which are known to sell the grocery at fair prices. You can as well carry out your own price comparison so that you will locate such a store and buy from it on a regular basis so that you will save your money.


Embrace whole grains and beans

Whole grains and beans are among the healthy foods which will be offered at low prices. You will save a lot of money if you will incorporate them in your regular meals. Common whole grains and beans which you can have include brown rice, quinoa among others. You can visit your local grocery store and check on whole grains available so that you will plan on how to incorporate them in your meals.


Broaden your culinary horizons

There are some cuisines such as Indian and Mexican which rely on inexpensive ingredients such as rice and beans. The cuisines are healthy and cheap. You can teach your family members on how to eat such meals and it will be among the easiest ways you can use to save money in your home if you will like to spend less but enjoy great and healthy meals. You can even browse online so that you will access recipes on how to prepare such meals for your family members.


Repurpose leftovers

Instead of letting left over foods go to waste, you can repurpose the food. You may feel like eating the same meal over and over will become boring, you can avoid eating the same meal over and over by repurposing the left overs into an entirely new food for your family members to enjoy.


Shop at ethnic markets

At ethnic markets you will easily access great deals which will save you money. There is a place in your town where you will have ethnic market. You should make an effort and spare some time even once in a week where you will visit the market and buy products which are offered at attractive prices. If possible you should buy the food in bulk so that you will be offered great discounts which wholesale customers are offered.


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Dining Out on a Budget

It is not necessary to have a lot of money so as to dine out. Instead one can still dine out in a good place and still spend minimum amount of money. All what is needed is to know the right places to go and also know the right times to dine out. It might be necessary to do some research before choosing the right place and time. This is primarily because there are opportunities for people to dine out in good places without having to spend a lot of money and to get these places one needs to have the right information. Here are some helpful tips on dining out on shoestring budget.

One of the most effective ways of dining out without necessarily spending a lot of cash is doing proper timing. This means that one should choose the time when most places are likely not to charge high fee to the people dining out. Most restaurants and hotels usually have special offers such as happy hours during specific times of the day or during certain days such as holidays. These offers are usually common during the times or days that most people prefer to dine out. In most restaurants and hotels these offers are during the evening hours when people have left their jobs and therefore are looking for places to dine. Dining out during these times when there are offers usually helps a lot in saving some money.

Another effective way of dining out on a shoestring budget is doing comparison before deciding on the right place to dine. This is because the prices in hotels and restaurants usually vary. Some restaurants with high quality foods and services usually have much lower prices than others. By doing a good comparison one gets to know the prices and therefore choose the one that is most reasonable. To do the comparison effectively one does not have to go from one restaurant to the other comparing the price. Instead, the comparison can easily be done from the comfort of one’s home, office or any other place through the internet since most good restaurants have online presence.

Dining out as a group instead of a single person can also help significantly in reducing the amount spent. This is attributed to the fact that most restaurants offer discounts to people who come in as a group. Furthermore, some things are charged the same price whether the person comes as an individual or in a group. The cost of such things can be shared when dining out as a group. All what is needed is proper preparation with friends, colleague or family members so as to arrange the appropriate time to go dine out.

Dining out in local restaurants can also help save some money. This is mainly because no transportation is required and therefore the expenses are minimal. Many people also know their local restaurants and therefore they know which is the most ideal one for someone who wants quality foods at affordable prices. Furthermore, there is a high likely hood that the managements of the local restaurants know the local people and as a result such people might be given discounts with an objective of making them regular customers. Therefore, dining out on a shoestring budget just requires proper preparation and applying the right tactics as outlined.

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